:root {
  --color-bg: #f8fafc;
  --color-surface: #ffffff;
  --color-surface-soft: #f1f6fb;
  --color-text: #1f2937;
  --color-text-muted: #4b5563;
  --color-primary: #0f4c81;
  --color-primary-dark: #0b3a62;
  --color-accent: #d9e8f7;
  --color-border: #dbe5ee;
  --color-success: #137a4a;
  --color-danger: #b42318;

  --font-base: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
  --radius-sm: 10px;
  --radius-md: 14px;
  --radius-lg: 18px;
  --shadow-soft: 0 12px 30px rgba(15, 76, 129, 0.09);
  --shadow-card: 0 8px 22px rgba(15, 76, 129, 0.07);
  --max-width: 1160px;

  --space-1: 0.5rem;
  --space-2: 0.75rem;
  --space-3: 1rem;
  --space-4: 1.25rem;
  --space-5: 1.5rem;
  --space-6: 2rem;
  --space-7: 3rem;
  --space-8: 4rem;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font-base);
  color: var(--color-text);
  background: linear-gradient(180deg, #f7fbff 0%, #ffffff 45%, #f9fbfd 100%);
  line-height: 1.6;
}

img { max-width: 100%; display: block; }

a { color: var(--color-primary-dark); }
a:hover { text-decoration: none; }

.skip-link {
  position: absolute;
  left: -9999px;
  top: 1rem;
  background: #111;
  color: #fff;
  padding: 0.75rem 1rem;
  border-radius: 8px;
  z-index: 10000;
}
.skip-link:focus { left: 1rem; }

.container {
  width: min(var(--max-width), 92%);
  margin: 0 auto;
}

.section { padding: clamp(2.2rem, 5vw, 4rem) 0; }
.section-alt { background: linear-gradient(180deg, var(--color-surface-soft) 0%, #fff 100%); }

.section-heading {
  max-width: 780px;
  margin-bottom: var(--space-6);
}

.eyebrow {
  display: inline-block;
  margin-bottom: var(--space-2);
  font-size: 0.82rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-primary-dark);
  background: #e9f2fb;
  border: 1px solid #d2e4f7;
  border-radius: 999px;
  padding: 0.3rem 0.7rem;
}

h1,h2,h3 { margin-top: 0; line-height: 1.25; }
h1 { font-size: clamp(1.9rem, 4vw, 3.15rem); margin-bottom: var(--space-3); }
h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); margin-bottom: var(--space-3); }
h3 { font-size: clamp(1.05rem, 2vw, 1.3rem); margin-bottom: var(--space-2); }
p { margin: 0 0 var(--space-3); }

.site-header {
  position: sticky;
  top: 0;
  z-index: 999;
  backdrop-filter: blur(10px);
  background: rgba(247, 251, 255, 0.93);
  border-bottom: 1px solid var(--color-border);
}

.header-container {
  min-height: 74px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-2);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  text-decoration: none;
  color: var(--color-text);
  font-weight: 700;
}

.brand-mark {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--color-primary), #2a6ba5);
  color: #fff;
  font-size: 0.82rem;
}

.brand-text { font-size: 0.95rem; }

.menu-toggle {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  border: 1px solid var(--color-border);
  background: #fff;
  display: inline-flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 4px;
  cursor: pointer;
}

.menu-toggle span {
  width: 20px;
  height: 2px;
  background: var(--color-text);
}

.main-nav {
  position: fixed;
  inset: 74px 0 auto 0;
  background: #fff;
  border-bottom: 1px solid var(--color-border);
  padding: var(--space-3);
  display: grid;
  gap: 0.35rem;
  transform: translateY(-130%);
  transition: transform .3s ease;
}
.main-nav.open { transform: translateY(0); }

.main-nav a {
  text-decoration: none;
  color: var(--color-text);
  font-weight: 600;
  border-radius: 8px;
  padding: 0.65rem 0.7rem;
}
.main-nav a:hover,
.main-nav a.active { background: #ebf3fc; }

.header-cta { display: none; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .4rem;
  padding: .82rem 1.15rem;
  border-radius: 10px;
  border: 1px solid transparent;
  text-decoration: none;
  font-weight: 700;
  cursor: pointer;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}
.btn:hover { transform: translateY(-2px); }

.btn-primary {
  background: linear-gradient(135deg, var(--color-primary), #1d629b);
  color: #fff;
  box-shadow: var(--shadow-card);
}
.btn-primary:hover { background: linear-gradient(135deg, var(--color-primary-dark), var(--color-primary)); }

.btn-outline {
  background: #fff;
  color: var(--color-primary-dark);
  border-color: #bdd3e8;
}

.hero { padding-top: clamp(2.4rem, 7vw, 5rem); }
.hero-grid {
  display: grid;
  gap: var(--space-6);
  align-items: center;
}
.hero-subtitle,
.hero-text { color: var(--color-text-muted); }

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
  margin-top: var(--space-4);
}

.hero-trust {
  list-style: none;
  padding: 0;
  margin: var(--space-4) 0 0;
  display: grid;
  gap: .45rem;
  color: var(--color-text-muted);
}
.hero-trust li::before {
  content: "✓";
  color: var(--color-success);
  font-weight: 700;
  margin-right: .5rem;
}

.hero-media img {
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-soft);
  aspect-ratio: 4 / 3;
  object-fit: cover;
}

.cards-grid { display: grid; gap: var(--space-4); }

.card,
.service-card,
.info-panel,
.trust-box,
.contact-card,
.legal-sidebar,
.legal-content {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-card);
}

.card,
.service-card,
.info-panel,
.trust-box,
.contact-card,
.legal-content { padding: var(--space-4); }

.icon {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  background: #e9f2fb;
  margin-bottom: var(--space-2);
  font-size: 1.25rem;
}

.text-link { font-weight: 700; }
.text-link::after { content: " →"; }

.split-grid { display: grid; gap: var(--space-4); }
.info-panel ul { margin: 0; padding-left: 1.2rem; }

.steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: var(--space-3);
}
.steps li {
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  padding: var(--space-4);
  display: grid;
  gap: .35rem;
}
.steps span { color: var(--color-text-muted); }

.trust-links {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
}

.contact-list { margin: 0; padding-left: 1.2rem; }
.contact-list li { margin-bottom: .45rem; }

.faq-item {
  border: 1px solid var(--color-border);
  border-radius: 12px;
  background: #fff;
  margin-bottom: var(--space-2);
  overflow: hidden;
}

.faq-question {
  width: 100%;
  border: 0;
  background: #fff;
  text-align: left;
  padding: 1rem;
  font: inherit;
  font-weight: 700;
  color: var(--color-text);
  cursor: pointer;
}

.faq-question:hover { background: #eef5fc; }

.faq-answer {
  display: none;
  padding: 0 1rem 1rem;
  color: var(--color-text-muted);
}

.faq-item.open .faq-answer { display: block; }

.final-cta {
  text-align: center;
  background: radial-gradient(circle at top right, #dceaf8 0%, #f4f9fe 45%, #fff 100%);
}

.page-hero {
  padding-top: clamp(2.2rem, 5vw, 3.5rem);
  padding-bottom: 1rem;
}

.page-hero p { color: var(--color-text-muted); }

.legal-grid { display: grid; gap: var(--space-4); }

.legal-sidebar { padding: var(--space-4); }
.legal-sidebar ul { margin: 0; padding-left: 1rem; }

.legal-content section + section {
  margin-top: var(--space-4);
  padding-top: var(--space-3);
  border-top: 1px dashed var(--color-border);
}

.legal-meta {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  color: var(--color-text-muted);
  font-size: .95rem;
}

.contact-grid { display: grid; gap: var(--space-4); }

form { display: grid; gap: var(--space-3); }
.form-row { display: grid; gap: var(--space-3); }
.field { display: grid; gap: .35rem; }
label { font-weight: 600; }

input,select,textarea {
  width: 100%;
  border: 1px solid #bed2e5;
  border-radius: 10px;
  padding: .75rem .8rem;
  font: inherit;
  color: var(--color-text);
  background: #fff;
}
textarea { min-height: 130px; resize: vertical; }

.error-msg {
  min-height: 1.1em;
  color: var(--color-danger);
  font-size: .9rem;
}

.form-feedback {
  border: 1px solid var(--color-border);
  border-radius: 10px;
  padding: .8rem;
  background: #f8fbff;
  color: var(--color-text);
}

.site-footer {
  background: #10273d;
  color: #e8f1fa;
  margin-top: var(--space-7);
  padding-top: var(--space-6);
}
.site-footer h2,
.site-footer h3 { color: #fff; }
.site-footer a { color: #cfe4f8; }
.site-footer ul { margin: 0; padding: 0; list-style: none; }
.site-footer li { margin-bottom: .45rem; }

.footer-grid { display: grid; gap: var(--space-4); }

.footer-bottom {
  margin-top: var(--space-4);
  border-top: 1px solid rgba(255,255,255,.18);
  padding: var(--space-3) 0 var(--space-5);
}

.back-to-top {
  position: fixed;
  right: 1rem;
  bottom: 1rem;
  width: 46px;
  height: 46px;
  border-radius: 999px;
  border: none;
  background: var(--color-primary);
  color: #fff;
  font-size: 1.1rem;
  box-shadow: var(--shadow-soft);
  cursor: pointer;
  display: none;
}
.back-to-top.show { display: inline-grid; place-items: center; }

.reveal {
  opacity: 0;
  transform: translateY(14px);
  transition: opacity .5s ease, transform .5s ease;
}
.reveal.visible { opacity: 1; transform: translateY(0); }

button:focus,
a:focus,
input:focus,
select:focus,
textarea:focus {
  outline: 3px solid rgba(15,76,129,.25);
  outline-offset: 2px;
}

@media (min-width: 860px) {
  .menu-toggle { display: none; }

  .main-nav {
    position: static;
    transform: none;
    border: none;
    background: transparent;
    padding: 0;
    display: flex;
    align-items: center;
    gap: .2rem;
  }

  .header-cta { display: inline-flex; }

  .hero-grid { grid-template-columns: 1.05fr .95fr; }
  .benefits-grid { grid-template-columns: repeat(4, 1fr); }
  .services-grid,
  .cards-grid { grid-template-columns: repeat(3, 1fr); }
  .services-grid .service-card:last-child { grid-column: span 1; }
  .split-grid { grid-template-columns: 1.05fr .95fr; align-items: start; }

  .legal-grid { grid-template-columns: 295px 1fr; align-items: start; }
  .legal-sidebar { position: sticky; top: 94px; }

  .contact-grid { grid-template-columns: 1fr 1.2fr; }
  .form-row.two { grid-template-columns: 1fr 1fr; }

  .footer-grid { grid-template-columns: 1.7fr 1fr 1.15fr 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *,*::before,*::after { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
}